Attention homeowners: Real estate appraisal services for in Alexander City and Tallapoosa CountyThe top seven reasons Alabama homeowners hire Walter Lowery Appraisals:
At Walter Lowery Appraisals, we understand the particular needs of a homeowner in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Walter Lowery Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.Challenge a property tax assessmentYour local tax assessor may have your home overvalued if you live in an area that is going down. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An expert appraisal from Walter Lowery Appraisals is your chief weapon when challenging your property tax assessment.Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. Walter Lowery Appraisals is experienced in helping consumers just like you delete unneeded and unwanted PMI insurance.HELOC recently frozen?If your home is near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. Walter Lowery Appraisals can provide you with an expert appraisal to help you reinstate your HELOC.We Provide Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you'd like to have a professional double-check it for preciseness or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Walter Lowery Appraisals offers field reviews where we go out and check the subject and comps in question. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house. |
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